The Whisper Within

" Believing that God powers strange coincidences and the journey that lies ahead."


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I turn the last page of the book, The Circle Maker , and set it on the sea glass table beside me. I recline in the wicker lounge chair and take a deep breathe in. A combination of salt and rosemary lingers in the air as I take in the amazing balcony views of the Greek island of Mykonos.

I am a million miles from home but which home? The new home I have made in Los Angeles, the city of angels or the place of my childhood and last 48 years, Chicago, the Windy City.

Mykonos is so windy I feel like I am being whipped like a sailboat on the shoreline of Lake Michigan. Mykonos’ intoxicating turquoise waters lures me in, completely heavenly like the city of angels, Los Angeles. I observe the palm tree branches blowing in the breeze and think of my friends from Los Angeles to Chicago and like Mark Batterson, the author of The Circle Maker encouraged, I circle them with prayer.

I text :
“I read an amazing book on this trip called The Circle Maker. It is about an old testament man, Honi, who circled his prayers. He asked persistently for rain. Right now I am thinking of my friends from the West Coast to the Midwest; and circling them and their families with prayers of love, peace, and safety. I hope you feel lifted up .”

 

The response was overwhelming …

‘I do 🙂 you helped me through 24 hrs of travel. Just driving from airport home!!!! Had a weird delay at Charles de Gall, somebody left an unattended bag and it was creepy…felt uncertain with all the issues there this summer. Thanks for the circles :-)’

That’s amazing!! I feel peaceful this morning and optimistic. 😊 Thank you. I will read too and you are in my circle. 🙏

Thank you for sending love our way! Everyone woke up so happy and full of life this morning. Today is my Birthday and this was my first text .

‘Nice to hear from you! When I got your text just now I was outside gazing at the stars after my walk, thank you for your prayer!’

 

As the texts came in, I thought of how blessed I am. If I did not have this patio quiet time how could I lift up my friends to the one who hears me?
This alone time is all mine. No husband. No kids. Just me and the wind.

I picked up my book, glanced one more time at the cyan blue Mediterranean Sea and felt the wind whisper, “Your time is coming. Soon.” God’s timing is always perfect. The winds are changing.I will wait for the soft calming breeze.
“He stilled the storm to a whisper; the waves of the sea were hushed.”
Psalm 107:29
“God is for you. If you don’t believe that, then pray small timid prayers; if you believe it, then you will pray big audacious prayers…Who you become is determined by how you pray.” ~ Mark Batterson author of The Circle Maker
I challenge you all to boldly circle your friends and family in prayer . Would love to hear your stories . Email them at laschomer@twc.com .

By the way, I have not lost my sweet tooth. I still crave a husband like the scrumptious taste of baklava topped with a creamy side of vanilla ice cream.IMG_2504


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Cali!

Funny to think it was five years ago that I wrote this Facebook post.

May 28, 2012

” You know you are living in the wrong place when you you feel complete bliss running the lakefront downtown instead of the streets of Schaumburg.”

That was five years ago when I lived in Chicago … and now I live in CA.

When we were children, we played in the streets. We did not know the meaning of fear. I know I would swing high on a playground swing and when I would reach the top of the arc, I would jump and try to land as far as I could. I was not competing against anyone- except myself . I was not afraid to get a little “road rash”, if it meant a greater achievement for the day. I would dust the pebbles that were embedded in my knees and know tomorrow, I would try for a greater distance.

Can you say this is true for you today? Or have you lost your inner-child like wonder?

Are you just doing enough to get by?

If money, time, and responsibilities were not an option, what would you do to let the child in you free?

God gave you talents and he expects you to use them. You do the world a disservice by not using your gifts. Dream Big!

God knows our heart & plants the whispers, all we need to do is listen … and daily walk forward to get our authentic self .

Yes, the picture is ME-five years ago. I am not afraid to wipe out, dust off the sand, and get back up. It is time to release the child in you and dream BIG! Be brave!

Follow me on Facebook at The Whisper Within.

” Be strong and courageous. The Lord your God will be with you wherever you go.” Joshua 1:9

 


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“Blessed is he who is kind to the needy.”—Proverbs 14:21

 My eyes were captivated with the water fountain eight floors below. As I gazed out my floor-to-ceiling windows, I caught my reflection and smoothed out my navy blue suit. It had been so many years that I had been out of the business suit that I was not sure the suit would suit me anymore. So many questions filled my thoughts. Will I be able to fit in at Waterstone Financial Group? Will my co-workers like me? Respect me? How about the clients? Will they accept me? Can I do it all—be a mom and full time financial planner? How do I use the copy machine? Where’s the bathroom? From the complex to the simple, the questions all seemed overwhelming.

“Do you have a minute? Can I come in?”

“Yeah sure, Steve”

“So how is it going for you so far, Lisa?”

“Pretty good.”

“Good. I’m glad. I know I really don’t know you, but I’ve heard good things about you.”

“You have?”

“Yes, just a little bit. I’ve heard you’re very smart and good at what you do.” He paused and then slowly added, “But, more importantly, I’ve heard that you have a caring heart.”

“Thank you. I’m flattered.” I felt a mild blush color my cheeks.

“Lisa, I was wondering if I could ask you a favor?”

“Sure.”

“There’s a little old lady up in Rockford whose husband has recently passed away. She’s called several times to another Waterstone representative but is not getting a return call. She needs help reregistering her account to reflect her husband’s passing. I know there really is no money in it for you, and that it is a good hour away, but I was just wondering if you would be so kind? She really could use the help.”

Without hesitating, I responded, “Of course. I’m happy to help.”

“Thanks, Lisa. And, if I haven’t told you already, as the president of Waterstone, I’m happy to have you on board. You’re a good addition to the office.”

As he walked out my office door, I thought, this whole work thing just may be… good.

Saturday came, and I was so busy getting acclimated to the new work environment that I almost forgot it was my birthday. After an hour drive, I made the left-hand turn that brought me straight into a trailer park. I thought to myself, Well, this is not the normal office visit for most CFPs®, but what would Jesus do? He always said to be humble and help the poor and widowed, so I guess I am being called to do both.

Upon arrival to Marilyn’s trailer home, I took a deep breath. Alright, if this is where you want me, God, so be it.

Who am I to question God and his motives?

At first glance, I came to the conclusion that Marilyn was a sweet old lady. She was wearing a blue flowered house frock dress, a navy blue long sweater, and slippers. She made no pretense on her appearance or who she was but simply greeted me warmly, “Hi Lisa. Thanks for coming out. Did you find my house okay?”

“Yes, thanks, Marilyn. No problem.”

Pointing to the kitchen table she continued, “Is this okay? Can we sit here?”

“Yes, this is fine.”

“I know I didn’t know your husband, or you, for that matter, but I’m sorry. I’m sure it hasn’t been easy.”

“No. It has not been easy, but thank you.”

“So, Marilyn, I printed off a copy of your last statement; here it is.”

Taking out her reading glasses, she took the folded copy, peered at it and said,

“Yep, that’s about right.”

“Looks like you and your husband had a trust, with both of you as trustees.”

Chuckling, she added, “If you say so; all of this confuses me.”

Her face started to deflate like an innertube. She let the tears flow down her cheeks.

I leaned forward, reached out, and covered her hand with mine. “You’re going to be alright, Marilyn.”

“I don’t know. I’m alone, and I’m not sure if I can even live on what I have.”

Putting my CFP® hat on, it was time to ask the hard questions. “So, you are concerned about how you’re going to live? Let’s talk about it, Marilyn. My job is to help you live and be happy. Is it okay to ask you some questions, so I can see if I can help you?”

“Sure.”

“So, let’s start out with what you spend; do you have any idea?”

“Yeah, kinda. My place here is paid for, so there is no mortgage. Ummm, let me go get my bank statements. That will tell me what I spend.”

“Yes, that’s the best place to start.”

As Marilyn made her way to a back room, I took a quick glance around. Her “happy abode” mirrored a typical elderly lady’s home, with plenty of knitted afghans and dollies in sight. Nothing looked like it had been updated in years, but I am sure she was comfortable in her humble surroundings.

“I think I found what you were looking for.”

Sitting down a little closer to me, she put down the bank statement on the kitchen table.

I nodded. “Yes, that will help.”

Putting on her readers she said, “Let’s see, it looks like I spend about three thousand dollars a month.

“Okay. That’s a good start. Do you know what income you bring in Marilyn?”

“What do you mean, Lisa?”

“Well, do you receive Social Security payments?”

“Ya, I know I used to get around $2500 when my husband was alive but now, I think it is half the amount since I won’t get his anymore, will I?”

“No, Marilyn, I’m sorry. You get to choose either his or yours, but not both.”

“Ya, that’s what I thought. So, if that’s the case, how am I gonna live?”

“Umm I am not sure. So let’s see, we do have these investments…” I showed her a copy of the most recent statement. “We could have the dividends paid to you as an option but that won’t make up the difference. We may have to start selling some of the investments to give you additional income.”

“Oh, no. My husband said never to sell any of the investments. He always said to hold on to them. It was our rainy day money.”

“But Marilyn, I know your husband would hate to see you like this, worrying and all.”

“I’ll manage, don’t worry, Lisa. Why don’t you just help me get my husband off the account for now? I’ll worry about everything else later.”

“Okay, Marilyn, if you insist. We’ll start there. By any chance, do you have a copy of Burt’s death certificate?”

“I do. I’ll be right back.”

As Marilyn made her way to the back room again, vibrating sounds emanated from my purse. Leaning down, I pulled my cell from the side pocket. Glancing at the screen, I spotted a text from my friend, Chris: ‘Hey, Lis, are we still on for your birthday? Dinner and a movie?’

I quickly typed back…Yes. I think. I’m in a meeting. It’s taking longer than I thought. I’ll text when I’m finished.

As I put my phone away, Marilyn walked in the room, dragging her feet, almost tripping on her slippers. “Here, Lisa. Here is the death certificate.”

“Okay, Marilyn, I need you to sign this form stating that you want to be listed as the only trustee of the trust. Sign right here, Marilyn.”

I noticed her hand shake a little. I was unsure if it was nervousness or arthritis.

Marilyn signed on the line and then slid the paper over to me along the oak wooden table.

“Good. That will be updated on Monday.”

“Lisa. Thank you. You were kind enough to come out. No one would even return my call.”

“It’s okay, Marilyn. I think this is how God has called me to serve.”

“Oh, Lisa, I don’t really know you, but I feel lucky to have met you. It is rare to find someone who truly cares.”

“Thanks, but I have to admit I’m a little worried about you. How are going to survive?”

Marilyn put both her hands on the kitchen table for leverage and then pushed her chair away from the table. “I’ll be right back.”

Her house dress swayed from side to side as she made her way to the back room.

What’s she up to now?

As she made her way back to kitchen table, I noticed Marilyn not only had a white shawl covering her shoulders but a stack of white papers, about six inches high, covering her forearms.

Releasing the papers to me she asked, “Do you think these could help?”

I took the stack of papers and placed them on the kitchen table.

“So, will they help?” Marilyn asked with round eyes.

I looked at the stack in front of me and realized they were not just any papers but stock certificates of AT&T, Comcast, and Verizon.

“Marilyn, where did you get these?”

“Burt always had them in a box under the bed. He said just keep them. They were for a rainy day. So do you think that maybe they are worth something? That they could help me?”

“Oh my goodness. Yes, Marilyn.”

I quickly pulled up Bloomberg on my phone and researched stock quotes to obtain price information. Taking out my calculator, I did some quick estimations on what all the paper in front of me equated to. A million dollars’ worth of stock? Not believing my eyes, I added the certificates up one last time. “Marilyn, these stocks are worth about a million dollars.”

“What?” Her eyebrows shot up in shock.

“I said that these stocks are worth a million dollars. Marilyn, you’re a millionaire.”

“Are you sure? It can’t be.”

“Yes, I’m sure. You’re going to be fine, Marilyn.”

Her face became flush and her eyes began to water. “Oh my God! I don’t believe it. Burt always said to save the box for a rainy day.”

“Well, Marilyn, today it’s not raining. It’s pouring!”

I went on to explain the formalities of how I would reregister the physical stock certificates into book entry form, start paying the dividends to her in cash, and establish a direct deposit so that her income worries would be no more. She would have a comfortable and secure retirement.

When all the business was done, Marilyn walked me to the door and hugged me. “You truly are a gift.”

“Today’s my birthday. You were my gift, Marilyn. I was happy to help.”

 

Driving out of the trailer park, I shook my head, looking at my humble surroundings. Who would have thought that this is how the day would turn out?

I guess I should never question how, when, or where God wants to use me. Heck, I am sure even the stable owner never thought his barn would be the birth place of Jesus… and, like that miracle, today felt like a miracle too, delivered for a sweet old lady, named…. Marilyn.

As the old saying goes, it is better to give then to receive. No birthday cake or presents were needed. This birthday girl adorned a giant smile, and not even a party hat would make her outfit more complete.

 


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Snow vs. Beach – Evil vs. Good

beach-vs-snow

The other day, Facebook had an event reminder, “Things that happened on this day.”

Mine read:  December 3, 2012

“Always have to believe that God has the big plan and a reason for everything. Our house was broke in today. Just one more reason for God leading me out of Schaumburg to a better place. Blue skies are coming !!!”

I remember the day so clearly. Driving home from work I received a call from my son.

“Mom, you may want to come home.”

“Jake are you alright?”

“I’m fine but… um… the back door has been kicked in.”

“What?”

“Yeah. We’ve been broke into.”

“I’m on my way. Get out of the house, right now. Wait on the driveway.”

On my short drive home, panic overtook. All I could think was Could this really be happening? Really God? Here we go again.

      I arrived home to see my six-foot son standing like a military officer, commanding control, protecting,    and guarding his post. I pulled in the garage and walked in the house. As I entered the crime scene, I felt a chill that was not related to the cold air penetrating my family room from the exposed backdoor.
I brought my hands up and covered my mouth,“Oh my God.” Shaking my head, my eyes drifted and saw Jake standing beside me, trying to be the  brave “man of the house.”

“Wow, looks like they just kicked-in the door. This isn’t right.”

Jake leaned in, comforting me. “It’s okay, Mom.”

“Jake, I don’t know anymore.” In disgust, we both walked away from the door, the entry point of evil.

     Five hours later all the formalities of finger prints, photographs, and investigations were completed. It was time for bed.

For some reason, I did not worry since I knew God promised, “I will never leave you nor forsake you.”
 I laid my head on my pillow and glanced around my chaotic room. I felt the hope, the peace, and the comfort that could only be explained as the whisper from within. I felt safe. Evil would not dampen my hope and win out. What the devil intended for destruction, God used as construction.

Did I know four years ago when I wrote that Facebook post that God had big plans for me and was moving me to the beach? Hell no, I barely knew a little over a year ago. But He did. He knew my heart and gave me the mountains and the beach.mountains

“And we know in all Things God works for the good of those who love Him” Romans 8:28

 


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marshmellow2           My email inbox is already stuffed like a Thanksgiving turkey with “Black Friday” sales. I can’t help but envision Veruca Salt from Willy Wonka and the Chocolate Factory screaming, “I want it now.” I would put money on it that Veruca would fail the marshmallow test, but how would you fair?

The first “Marshmallow Test” was a study conducted at Stanford University . Kids were given the choice of eating a marshmallow right away or if they waited fifteen minutes they would receive two marshmallows. The purpose of the original study was to understand delayed gratification. The study found that children who could wait tended to have better life outcomes, educational attainment, and health.

How can you benefit this holiday season by delaying instant gratification?

1) Fitness: Before you put on your fuzzy slippers, wrap yourself in a Snuggie, and plop yourself down on the couch to watch TV after work, go for a thirty-minute walk to avoid the winter weight. Eccles. 7:18 “Live a balanced life.”

2) Relationships: The holidays bring out tempers. Instead of lashing out immediately or sending a harsh email. Write the email but do not send it. Wait, your emotion will hopefully pass to preserve the relationship.  How about a little Christmas kindness? Proverbs 12:16  “A fool is quick-tempered; a wise man stays cool when insulted.”

3) Love: I know the holidays can be lonely but wait for the real thing. Don’t settle for a “New Year’s Eve date.” Be confident to be alone, not fearful that you will never find love. 1 John 4:18 “Perfect love has no fear.”

4) Finances: Do you want the iPhone 7? Or the new Lexus wrapped in a bow? Put your wants on hold until they become a need. You will have more money to save or invest. Start small, how about no peppermint mochas or salted caramel lattes for the month of December and save that money in jar?

My clients who are disciplined and delay a purchase until it becomes a need and not simply a want, are successful investors. They set a budget and stick to it. By systematically paying themselves first, they save more and retirement can be achieved.

What is your score from 1-10 on your ability to delay gratification?  Can you wait for the second marshmallow? Feel free to comment your score.

Proverbs 25:28 “A man without self-control is as defenseless as a city without walls.”

 

 


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A few years ago, I had a day as surreal as a Stanley Kubrick film. As I dug in my purse for change to pay for my Heath bar, a stranger behind me laid a dollar on the counter, purchased my candy bar, and told me to “Pay it forward”.  I turned to him, dumbfound and quipped, “Thanks.”  I walked away, savoring the sweet taste of chocolate, and shook my head in disbelief.

Later that afternoon, I drove down Schaumburg road, and made my way into the snow-covered parking lot of a laundry mat. I pulled my laundry baskets out of my trunk as the bitter wind punched my cheeks. Why did my water pipes break this week? Why did my life have to be this hard?

Within minutes the washing machines were jammed with my dirty clothes, but it was my emotions that were burst and soiled. In the next thirty minutes, I watched my clothes being tossed against the glass round window, flopping around without any clear direction, mirroring my haphazard day. Just then a wind gust blew the door open and a lady dressed in red flannel PJs bottoms and a black wool coat, walked in. Within seconds she was crying with despair,

“Thunder and Lightning ran out of gas and are stranded.”

“Who are Thunder and Lightning?”

Between broken sobs she continued,” They are my twin girls.”

“Really? Thunder and Lightning?  Where do they go to school?”

“Schaumburg High School. They are Sophomores. They are track stars.”

Lines on my forehead formed like an EKG read-out,” Oh, are they? I have a sophomore girl at Schaumburg, too. Her name is Tarah.”

“You do? Maybe my girls know her.  They are on the track team and are wicked fast… but they need help. Do you have any money for gas?” She pleaded, “I am a single mom. Please can you help me?’

Her eyes melted my soul like whip cream on hot chocolate. I reached in my wallet and took out a ten-dollar bill. “I am a single mom, too. This is for your girls.”

She hugged me like a momma who just found her lost child at Disney World,” Thank you. Thank you.”

I watched her walk out of the frosted glass door and disappear into the blizzard. I dialed Tarah on my cell.

“Tarah do you know any girls called Thunder and Lightning at your school?”

“Yeah, mom. They are track stars, why?

“Never mind… I’ll see you in a bit.”

Pressing the end button on my cell phone, I looked up at the ceiling and laughed as I thought of the gentleman who said, “pay it forward.”  I felt an unnerving stillness come rush over me like a gentle brook streaming over a rock.

As I left the laundry mat, the snow continued to fall making the roads slick. I stopped at a stoplight right by Schaumburg High School just as a car skidded into me tapping my bumper. As I walked to rear of my Murano, I saw a nervous chubby cheeked face looking down at the dent and then his hazel eyes quickly darted to meet mine. With his corners of his mouth turned down he uttered, “I, I am so sorry,” As he tugged at grey knitted cap, he lowered his head and closed his lips like a trap. Looking up at the rosy cheeks I asked, “Are you hurt? Are you ok?”

In confusion, he replied, “Yes. I am fine.”  Looking down at the silver dented bumper and then up at the boy, “Well, it’s only a dent. No one was hurt. Forget about it. Just be careful.”

His hand brushed to push his mocha colored bangs to the side and added,” Are you serious?”

I nodded. “Yep.”

“Thanks. I just got my license and my dad would kill me.’

I shuffled through the snow-covered street and made my way back into my SUV right before the light turned green. As I sat for a moment, I realized that I was given the gift to” pay it forward.” not once but twice.  I released my right foot from the brake pedal and pressed the gas pedal down. As I drove into the intersection, I looked up at the sky and smirked knowing that angels were probably smirking too.

 

 

 

 


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I am an unapologetic hugger .  One Sunday  when ” sharing the peace”, instead of stretching my hand out , I looked into the soft, gentle blue eyes of the stranger,  leaned in and gave the petite frame an embracing hug. After the church service the lady said to me, ” What a lucky coincidence to sit next to you today. I just lost my husband and I really needed a hug.” Looking straight into the white of her eyes with conviction added, “There are no coincidences. This I know to be true.”

That happened, almost a year ago. It was my first Sunday  in Westlake Village, CA after moving from Chicago.  A year later, Hilda is not only attends the small group that I lead but has become a good friend. God does have the big and small details of our life. This I know to be true.

 

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