The Whisper Within

" Believing that God powers strange coincidences and the journey that lies ahead."


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I did it. I finally did it.

I laid my scissors on the table and looked around the garage; empty boxes and paper tossed about.

The last box .

I open it up and found what I have been searching for ; a journal from my Florence vacation. I brushed my hand across the supple suede, lifted it to my nose and breathed in the leather, like an aphrodisiac luring me in .I open the pages; exposing the crisp creamy white, begging to be defiled .

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I laid the journal off to the side and stared at the last table in the garage to be let go . Why didn’t I leave this a month ago at the curb in Westlake? There is no room for this in Santa Barbara.

A smirked crossed my face as I remembered what a friend said while packing me, “Nothing significant from your past can go to your future?”

“What d’ya mean?”

“Come on, Lis. You wonder why you don’t have a boyfriend? You still have your old bedroom furniture from Chicago. Let it go.”

With a quick press of the app, I uploaded a photo and tagged it. Free. I let go of my past and opened up my future.

I glanced down at the journal on the table. I turned the page. Time for fresh start. This is saved for something special.

And just like the last unopened box …Maybe, just maybe, God is saving the best for last too. It may be what I was looking for all along.

God has written my story already. I just need to be patient and let him fill the pages.

“You saw me before I was born. Every day of my life was written in your book.” Psalm 139:16

Can you let go and let the magic begin?


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Disclaimer: the blog is longer but like the  Chicago Cubs winning the World Series at the bottom of the tenth inning ,this blog ( hopefully ) will not disappoint . Pull up a chair, pour your favorite beverage, and get ready to enjoy the extra innings.

I am analytical to a fault. I guess it is habit of my day job being a Certified Financial Planner®. I love to crunch numbers and thrive on spread sheets. I have been called endearingly “Mrs. Right Now” – Yes, I like to “ get it done” and check the box but as a planner I have learned sometimes the plan changes without your permission, as did my own plan.

How so?

Here’s the quick “After the Game” recap for those of you who were not an active viewer of all my strike outs and losing seasons.

Fifteen years ago, I went through a divorce, months after, the father of my children became a paraplegic, I struggled financially raising my two little kids as a single mom, was sued by his second wife for his accident, survived a home robbery, and now have been battling Lyme disease for the last few years. It was not the easy pitch I wanted.

Like a suffering Cub’s fan, I would quip, “Well, there is always next year.”

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As I waited for my winning season to begin, I dug deep, played hard, and trusted that someday God would grant me a victory.

I had my sights on always winning my ” World Series” and to not settle for ordinary.

Six years ago, Pastor Hudak, my Chicago pastor, when I was advising him on his pending retirement said, “ How long ago was John’s accident?”

I rolled my eyes, “Nine years ago.”

“How have you stayed single, Lisa? You really are spectacular.”

Biting my bottom lip to fight back the tears I said, “It hasn’t been easy. I think God has forgotten me.”

Putting his hand over my shaking hand, he said, “Oh, Lisa. He hasn’t forgotten you. He has big plans for you. Your husband is not here. He  is where you are going to be. “

Shaking my head , I asked,“Where am I am going?”

With a comforting smile he said, “You love to run on the beach. I think you are moving to the beach someday. He’s not here. He’s there. It’s coming.”

Well today, like for the Cubs, is a HUGE day. Tonight, the Cubs are headed to the playoffs after winning the World Series last year and I am getting ready to wave my W banner too.

Why?

About two years, I jumped from Chicago to California. And like the Cubs, just making it to the playoffs, this was HUGE. But my dream was to live near the beach and win my own  “World Series”.

For the last six months, I spent most weekends looking for a home by the beach to call mine.

The season seemed so long. I would lose securing a contract to buy, one house after another even when my stats were good. I bid over market. I would throw in a letter of “pick me” hoping a bunt would advance me across home plate. Sometimes even God intervened. When I was the only team playing or bidding on a house, he would give me information, to back out of the batter’s box.

God did not allow me to wave my W flag but taught me patience instead. He loved building the excitement through defeat. Running the bases to be tagged out as I slid into home plate was not the fun I signed up for but I learned to dust of the dirt, wrap up my scrapes and wait for the right pitch or house.

What if the Cubs swept the Indians in the World Series? It would not have been as much fun. Instead God allowed the heavens to open up, come pouring down, and create a rain delay. Why? Because he loves the dramatic.

And boy, I have had enough drama to fill a good series.

So today, the Cub’s playoffs begin and through my numerous “a swing and a miss” times a bat, today I am crossing home plate. When God moves; he moves…. And quickly. It wasn’t long after the rain delay in Cleveland that Cubs became World Series Champs. And the same for me.

Yes, I am realizing my dream. I am moving to the beach and as some call it, “Santa Barbara, heaven on earth.”

So maybe my pastor was right. My husband wasn’t there… but maybe he is here. It’s coming.

Doing a walk-through of my house, my real estate agent quipped, “Lisa, there are two sinks in the master bathroom…. Maybe he is coming.”

With a giggle I replied, “Great. I’ll just spit in one and keep the other warm for him.”

The Cubs waited one hundred and six years to win the World Series. I have waited fifteen so what’s another season?

Time to quit checking boxes, be patient, and wait for God to orchestrate the surprise in His dramatic fashion.

Hebrews 12:1 “Let us run with patience the particular race that God has set before us.”

Whatever your current situation … kick back, pour yourself a cold one, and enjoy your view.    Trust that God’s timing is always perfect. Go Cubbies!santa barbara

 

 

 

 

 


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I turn the last page of the book, The Circle Maker , and set it on the sea glass table beside me. I recline in the wicker lounge chair and take a deep breathe in. A combination of salt and rosemary lingers in the air as I take in the amazing balcony views of the Greek island of Mykonos.

I am a million miles from home but which home? The new home I have made in Los Angeles, the city of angels or the place of my childhood and last 48 years, Chicago, the Windy City.

Mykonos is so windy I feel like I am being whipped like a sailboat on the shoreline of Lake Michigan. Mykonos’ intoxicating turquoise waters lures me in, completely heavenly like the city of angels, Los Angeles. I observe the palm tree branches blowing in the breeze and think of my friends from Los Angeles to Chicago and like Mark Batterson, the author of The Circle Maker encouraged, I circle them with prayer.

I text :
“I read an amazing book on this trip called The Circle Maker. It is about an old testament man, Honi, who circled his prayers. He asked persistently for rain. Right now I am thinking of my friends from the West Coast to the Midwest; and circling them and their families with prayers of love, peace, and safety. I hope you feel lifted up .”

 

The response was overwhelming …

‘I do 🙂 you helped me through 24 hrs of travel. Just driving from airport home!!!! Had a weird delay at Charles de Gall, somebody left an unattended bag and it was creepy…felt uncertain with all the issues there this summer. Thanks for the circles :-)’

That’s amazing!! I feel peaceful this morning and optimistic. 😊 Thank you. I will read too and you are in my circle. 🙏

Thank you for sending love our way! Everyone woke up so happy and full of life this morning. Today is my Birthday and this was my first text .

‘Nice to hear from you! When I got your text just now I was outside gazing at the stars after my walk, thank you for your prayer!’

 

As the texts came in, I thought of how blessed I am. If I did not have this patio quiet time how could I lift up my friends to the one who hears me?
This alone time is all mine. No husband. No kids. Just me and the wind.

I picked up my book, glanced one more time at the cyan blue Mediterranean Sea and felt the wind whisper, “Your time is coming. Soon.” God’s timing is always perfect. The winds are changing.I will wait for the soft calming breeze.
“He stilled the storm to a whisper; the waves of the sea were hushed.”
Psalm 107:29
“God is for you. If you don’t believe that, then pray small timid prayers; if you believe it, then you will pray big audacious prayers…Who you become is determined by how you pray.” ~ Mark Batterson author of The Circle Maker
I challenge you all to boldly circle your friends and family in prayer . Would love to hear your stories . Email them at laschomer@twc.com .

By the way, I have not lost my sweet tooth. I still crave a husband like the scrumptious taste of baklava topped with a creamy side of vanilla ice cream.IMG_2504


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Cali!

Funny to think it was five years ago that I wrote this Facebook post.

May 28, 2012

” You know you are living in the wrong place when you you feel complete bliss running the lakefront downtown instead of the streets of Schaumburg.”

That was five years ago when I lived in Chicago … and now I live in CA.

When we were children, we played in the streets. We did not know the meaning of fear. I know I would swing high on a playground swing and when I would reach the top of the arc, I would jump and try to land as far as I could. I was not competing against anyone- except myself . I was not afraid to get a little “road rash”, if it meant a greater achievement for the day. I would dust the pebbles that were embedded in my knees and know tomorrow, I would try for a greater distance.

Can you say this is true for you today? Or have you lost your inner-child like wonder?

Are you just doing enough to get by?

If money, time, and responsibilities were not an option, what would you do to let the child in you free?

God gave you talents and he expects you to use them. You do the world a disservice by not using your gifts. Dream Big!

God knows our heart & plants the whispers, all we need to do is listen … and daily walk forward to get our authentic self .

Yes, the picture is ME-five years ago. I am not afraid to wipe out, dust off the sand, and get back up. It is time to release the child in you and dream BIG! Be brave!

Follow me on Facebook at The Whisper Within.

” Be strong and courageous. The Lord your God will be with you wherever you go.” Joshua 1:9

 


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“Blessed is he who is kind to the needy.”—Proverbs 14:21

 My eyes were captivated with the water fountain eight floors below. As I gazed out my floor-to-ceiling windows, I caught my reflection and smoothed out my navy blue suit. It had been so many years that I had been out of the business suit that I was not sure the suit would suit me anymore. So many questions filled my thoughts. Will I be able to fit in at Waterstone Financial Group? Will my co-workers like me? Respect me? How about the clients? Will they accept me? Can I do it all—be a mom and full time financial planner? How do I use the copy machine? Where’s the bathroom? From the complex to the simple, the questions all seemed overwhelming.

“Do you have a minute? Can I come in?”

“Yeah sure, Steve”

“So how is it going for you so far, Lisa?”

“Pretty good.”

“Good. I’m glad. I know I really don’t know you, but I’ve heard good things about you.”

“You have?”

“Yes, just a little bit. I’ve heard you’re very smart and good at what you do.” He paused and then slowly added, “But, more importantly, I’ve heard that you have a caring heart.”

“Thank you. I’m flattered.” I felt a mild blush color my cheeks.

“Lisa, I was wondering if I could ask you a favor?”

“Sure.”

“There’s a little old lady up in Rockford whose husband has recently passed away. She’s called several times to another Waterstone representative but is not getting a return call. She needs help reregistering her account to reflect her husband’s passing. I know there really is no money in it for you, and that it is a good hour away, but I was just wondering if you would be so kind? She really could use the help.”

Without hesitating, I responded, “Of course. I’m happy to help.”

“Thanks, Lisa. And, if I haven’t told you already, as the president of Waterstone, I’m happy to have you on board. You’re a good addition to the office.”

As he walked out my office door, I thought, this whole work thing just may be… good.

Saturday came, and I was so busy getting acclimated to the new work environment that I almost forgot it was my birthday. After an hour drive, I made the left-hand turn that brought me straight into a trailer park. I thought to myself, Well, this is not the normal office visit for most CFPs®, but what would Jesus do? He always said to be humble and help the poor and widowed, so I guess I am being called to do both.

Upon arrival to Marilyn’s trailer home, I took a deep breath. Alright, if this is where you want me, God, so be it.

Who am I to question God and his motives?

At first glance, I came to the conclusion that Marilyn was a sweet old lady. She was wearing a blue flowered house frock dress, a navy blue long sweater, and slippers. She made no pretense on her appearance or who she was but simply greeted me warmly, “Hi Lisa. Thanks for coming out. Did you find my house okay?”

“Yes, thanks, Marilyn. No problem.”

Pointing to the kitchen table she continued, “Is this okay? Can we sit here?”

“Yes, this is fine.”

“I know I didn’t know your husband, or you, for that matter, but I’m sorry. I’m sure it hasn’t been easy.”

“No. It has not been easy, but thank you.”

“So, Marilyn, I printed off a copy of your last statement; here it is.”

Taking out her reading glasses, she took the folded copy, peered at it and said,

“Yep, that’s about right.”

“Looks like you and your husband had a trust, with both of you as trustees.”

Chuckling, she added, “If you say so; all of this confuses me.”

Her face started to deflate like an innertube. She let the tears flow down her cheeks.

I leaned forward, reached out, and covered her hand with mine. “You’re going to be alright, Marilyn.”

“I don’t know. I’m alone, and I’m not sure if I can even live on what I have.”

Putting my CFP® hat on, it was time to ask the hard questions. “So, you are concerned about how you’re going to live? Let’s talk about it, Marilyn. My job is to help you live and be happy. Is it okay to ask you some questions, so I can see if I can help you?”

“Sure.”

“So, let’s start out with what you spend; do you have any idea?”

“Yeah, kinda. My place here is paid for, so there is no mortgage. Ummm, let me go get my bank statements. That will tell me what I spend.”

“Yes, that’s the best place to start.”

As Marilyn made her way to a back room, I took a quick glance around. Her “happy abode” mirrored a typical elderly lady’s home, with plenty of knitted afghans and dollies in sight. Nothing looked like it had been updated in years, but I am sure she was comfortable in her humble surroundings.

“I think I found what you were looking for.”

Sitting down a little closer to me, she put down the bank statement on the kitchen table.

I nodded. “Yes, that will help.”

Putting on her readers she said, “Let’s see, it looks like I spend about three thousand dollars a month.

“Okay. That’s a good start. Do you know what income you bring in Marilyn?”

“What do you mean, Lisa?”

“Well, do you receive Social Security payments?”

“Ya, I know I used to get around $2500 when my husband was alive but now, I think it is half the amount since I won’t get his anymore, will I?”

“No, Marilyn, I’m sorry. You get to choose either his or yours, but not both.”

“Ya, that’s what I thought. So, if that’s the case, how am I gonna live?”

“Umm I am not sure. So let’s see, we do have these investments…” I showed her a copy of the most recent statement. “We could have the dividends paid to you as an option but that won’t make up the difference. We may have to start selling some of the investments to give you additional income.”

“Oh, no. My husband said never to sell any of the investments. He always said to hold on to them. It was our rainy day money.”

“But Marilyn, I know your husband would hate to see you like this, worrying and all.”

“I’ll manage, don’t worry, Lisa. Why don’t you just help me get my husband off the account for now? I’ll worry about everything else later.”

“Okay, Marilyn, if you insist. We’ll start there. By any chance, do you have a copy of Burt’s death certificate?”

“I do. I’ll be right back.”

As Marilyn made her way to the back room again, vibrating sounds emanated from my purse. Leaning down, I pulled my cell from the side pocket. Glancing at the screen, I spotted a text from my friend, Chris: ‘Hey, Lis, are we still on for your birthday? Dinner and a movie?’

I quickly typed back…Yes. I think. I’m in a meeting. It’s taking longer than I thought. I’ll text when I’m finished.

As I put my phone away, Marilyn walked in the room, dragging her feet, almost tripping on her slippers. “Here, Lisa. Here is the death certificate.”

“Okay, Marilyn, I need you to sign this form stating that you want to be listed as the only trustee of the trust. Sign right here, Marilyn.”

I noticed her hand shake a little. I was unsure if it was nervousness or arthritis.

Marilyn signed on the line and then slid the paper over to me along the oak wooden table.

“Good. That will be updated on Monday.”

“Lisa. Thank you. You were kind enough to come out. No one would even return my call.”

“It’s okay, Marilyn. I think this is how God has called me to serve.”

“Oh, Lisa, I don’t really know you, but I feel lucky to have met you. It is rare to find someone who truly cares.”

“Thanks, but I have to admit I’m a little worried about you. How are going to survive?”

Marilyn put both her hands on the kitchen table for leverage and then pushed her chair away from the table. “I’ll be right back.”

Her house dress swayed from side to side as she made her way to the back room.

What’s she up to now?

As she made her way back to kitchen table, I noticed Marilyn not only had a white shawl covering her shoulders but a stack of white papers, about six inches high, covering her forearms.

Releasing the papers to me she asked, “Do you think these could help?”

I took the stack of papers and placed them on the kitchen table.

“So, will they help?” Marilyn asked with round eyes.

I looked at the stack in front of me and realized they were not just any papers but stock certificates of AT&T, Comcast, and Verizon.

“Marilyn, where did you get these?”

“Burt always had them in a box under the bed. He said just keep them. They were for a rainy day. So do you think that maybe they are worth something? That they could help me?”

“Oh my goodness. Yes, Marilyn.”

I quickly pulled up Bloomberg on my phone and researched stock quotes to obtain price information. Taking out my calculator, I did some quick estimations on what all the paper in front of me equated to. A million dollars’ worth of stock? Not believing my eyes, I added the certificates up one last time. “Marilyn, these stocks are worth about a million dollars.”

“What?” Her eyebrows shot up in shock.

“I said that these stocks are worth a million dollars. Marilyn, you’re a millionaire.”

“Are you sure? It can’t be.”

“Yes, I’m sure. You’re going to be fine, Marilyn.”

Her face became flush and her eyes began to water. “Oh my God! I don’t believe it. Burt always said to save the box for a rainy day.”

“Well, Marilyn, today it’s not raining. It’s pouring!”

I went on to explain the formalities of how I would reregister the physical stock certificates into book entry form, start paying the dividends to her in cash, and establish a direct deposit so that her income worries would be no more. She would have a comfortable and secure retirement.

When all the business was done, Marilyn walked me to the door and hugged me. “You truly are a gift.”

“Today’s my birthday. You were my gift, Marilyn. I was happy to help.”

 

Driving out of the trailer park, I shook my head, looking at my humble surroundings. Who would have thought that this is how the day would turn out?

I guess I should never question how, when, or where God wants to use me. Heck, I am sure even the stable owner never thought his barn would be the birth place of Jesus… and, like that miracle, today felt like a miracle too, delivered for a sweet old lady, named…. Marilyn.

As the old saying goes, it is better to give then to receive. No birthday cake or presents were needed. This birthday girl adorned a giant smile, and not even a party hat would make her outfit more complete.

 


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Snow vs. Beach – Evil vs. Good

beach-vs-snow

The other day, Facebook had an event reminder, “Things that happened on this day.”

Mine read:  December 3, 2012

“Always have to believe that God has the big plan and a reason for everything. Our house was broke in today. Just one more reason for God leading me out of Schaumburg to a better place. Blue skies are coming !!!”

I remember the day so clearly. Driving home from work I received a call from my son.

“Mom, you may want to come home.”

“Jake are you alright?”

“I’m fine but… um… the back door has been kicked in.”

“What?”

“Yeah. We’ve been broke into.”

“I’m on my way. Get out of the house, right now. Wait on the driveway.”

On my short drive home, panic overtook. All I could think was Could this really be happening? Really God? Here we go again.

      I arrived home to see my six-foot son standing like a military officer, commanding control, protecting,    and guarding his post. I pulled in the garage and walked in the house. As I entered the crime scene, I felt a chill that was not related to the cold air penetrating my family room from the exposed backdoor.
I brought my hands up and covered my mouth,“Oh my God.” Shaking my head, my eyes drifted and saw Jake standing beside me, trying to be the  brave “man of the house.”

“Wow, looks like they just kicked-in the door. This isn’t right.”

Jake leaned in, comforting me. “It’s okay, Mom.”

“Jake, I don’t know anymore.” In disgust, we both walked away from the door, the entry point of evil.

     Five hours later all the formalities of finger prints, photographs, and investigations were completed. It was time for bed.

For some reason, I did not worry since I knew God promised, “I will never leave you nor forsake you.”
 I laid my head on my pillow and glanced around my chaotic room. I felt the hope, the peace, and the comfort that could only be explained as the whisper from within. I felt safe. Evil would not dampen my hope and win out. What the devil intended for destruction, God used as construction.

Did I know four years ago when I wrote that Facebook post that God had big plans for me and was moving me to the beach? Hell no, I barely knew a little over a year ago. But He did. He knew my heart and gave me the mountains and the beach.mountains

“And we know in all Things God works for the good of those who love Him” Romans 8:28

 


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marshmellow2           My email inbox is already stuffed like a Thanksgiving turkey with “Black Friday” sales. I can’t help but envision Veruca Salt from Willy Wonka and the Chocolate Factory screaming, “I want it now.” I would put money on it that Veruca would fail the marshmallow test, but how would you fair?

The first “Marshmallow Test” was a study conducted at Stanford University . Kids were given the choice of eating a marshmallow right away or if they waited fifteen minutes they would receive two marshmallows. The purpose of the original study was to understand delayed gratification. The study found that children who could wait tended to have better life outcomes, educational attainment, and health.

How can you benefit this holiday season by delaying instant gratification?

1) Fitness: Before you put on your fuzzy slippers, wrap yourself in a Snuggie, and plop yourself down on the couch to watch TV after work, go for a thirty-minute walk to avoid the winter weight. Eccles. 7:18 “Live a balanced life.”

2) Relationships: The holidays bring out tempers. Instead of lashing out immediately or sending a harsh email. Write the email but do not send it. Wait, your emotion will hopefully pass to preserve the relationship.  How about a little Christmas kindness? Proverbs 12:16  “A fool is quick-tempered; a wise man stays cool when insulted.”

3) Love: I know the holidays can be lonely but wait for the real thing. Don’t settle for a “New Year’s Eve date.” Be confident to be alone, not fearful that you will never find love. 1 John 4:18 “Perfect love has no fear.”

4) Finances: Do you want the iPhone 7? Or the new Lexus wrapped in a bow? Put your wants on hold until they become a need. You will have more money to save or invest. Start small, how about no peppermint mochas or salted caramel lattes for the month of December and save that money in jar?

My clients who are disciplined and delay a purchase until it becomes a need and not simply a want, are successful investors. They set a budget and stick to it. By systematically paying themselves first, they save more and retirement can be achieved.

What is your score from 1-10 on your ability to delay gratification?  Can you wait for the second marshmallow? Feel free to comment your score.

Proverbs 25:28 “A man without self-control is as defenseless as a city without walls.”